Guardian Dental Insurance – Columbia, MO
Discover the Benefits of Guardian Insurance
Whether you received your Guardian dental insurance in Columbia through your employer or you purchased it on your own, the investment you’re making it certainly worthwhile. How so? Not only will you save money should you need extensive and expensive dental work, but you’ll be doing your part to keep your teeth and gums healthy for years to come. Although all dental insurance plans are different, by choosing to see an in-network provider like Columbia Healthy Smiles will ensure you receive the most out of your benefits at the most affordable rate. Learn more about how your dental insurance plan works and what you can do to get the most out of your benefits!
Guardian Coverage Availability & Fees
When you choose Guardian dental insurance, you can opt for a variety of available PPO plans ranging from Bronze to Gold. On average, you can expect the following type of coverage:
- 80-100% Preventive Care (i.e. Dental Checkups and Cleanings, Dental X-Rays)
- 50-70% Basic Services (i.e. Dental Fillings, Simple Extractions)
- 0-50% Major Services (i.e. Dental Crowns, Complex Extractions, Oral Surgery)
The yearly maximum for Guardian dental insurance, while dependent on the plan, can range from $500 to $1,000. This means that once you’ve gone over this particular amount, you are responsible for the remaining balance. What is great about this type of insurance coverage, though, is the money you’ll save by choosing to see an in-network provider like Columbia Healthy Smiles. No matter which plan you choose, you can save 35% by seeing a provider who is in-network versus one who is out of network.
While the choice is yours, you can guarantee you’ll save more money by choosing the former. The reason is that our office has already pre-negotiated services and cost with the insurance company to ensure you get the best level of care at the lowest price.
As the patient coordinator at Columbia Healthy Smiles, Carolyn has been with our team for almost 40 years! Her knowledge, insight, and dedication to the health care field makes her a qualified individual who can not only take care of your individual needs but assist you with any dental insurance questions you might have. Whether it’s better understanding your policy, helping you get the most out of your benefits, or filing necessary claims and paperwork on your behalf, Carolyn is here to help, so don’t be afraid to reach out and contact us today!